This Policy applies to information the Company collects on or through the Platform, but does not include any information collected by the Company offline or through any other means, or information collected by any third party, including through any application or content (including advertising) that may link to or be accessible through or on the Platform. Please read this Policy carefully to understand our policies and practices regarding your information and how the Company will treat it. By accessing or using the Platform, you agree to the provisions of this Policy. This Policy may change from time to time in the Company’s sole discretion. Your continued use of the Platform subsequent to any such changes to this Policy is deemed to be acceptance of those changes. The Company will not post or otherwise notify you of any such changes to this Policy, so please check the Policy periodically for changes.
Information You Provide Us. When you use the Platform, the Company may ask you to provide us with certain categories of information, including: (i) personally identifiable information (i.e .information that could reasonably be used to identify you) such as your name, personal or other address, email address, home phone number, cell phone number, credit score, financial information, employment information, or any other information that is defined as personal or personally identifiable information under applicable law (“Identifying Information”), provided at the time of registering to use our Platform, subscribing to our service, or requesting further services; (ii) records and copies of your correspondence (including email addresses), if you contact us; (iii) your responses to surveys that we might ask you to complete for research purposes; (iv) details of transactions and connections you carry out through our Platform. We may also ask you for information if and when you report a problem with our Platform.
Information the Company May Collect As You Access And Use The Platform. In addition to any Identifying Information or other information that you choose to submit to us, the Company reserves the right to use a variety of technologies that automatically (or passively) collect certain information about your equipment, browsing actions, and patterns whenever you interact with the Platform, including: (i) details of your visits to and use of the Platform, including traffic data, location data, your IP address, and other communication data and the resources that you access and use on the Platform; and (ii) information about your computer and internet connection, including your IP address, operating system, and browser type (collectively, “Usage Information”). These server logs may include information such as your IP address or other unique identifier (“Device Identifier”), browser type, browser language, the date and time of your request, and one or more cookies that may uniquely identify your browser from your computer, tablet, iPad, iPhone, smartphone, or other device used to access the Platform (any, a “Device”). A Device Identifier is a number that is automatically assigned to your Device used to access the Platform, and our systems identify your Device by its Device Identifier.
The Company may use aggregate data collected in log files and cookies for general purposes, which may include, without limitation, to enhance or otherwise improve the Platform, to customize the advertising and content you see, develop new services, conduct research, and provide anonymous reporting for internal and external clients. These cookies and log files do not store your Identifying Information, but they are tied to your Identifying Information in our system.
Below are examples of methods that the Company may use to collect Usage Information. In the future, other new technology and methods for collecting Usage Information may develop:
Any of the information the Company collects from you may be used in one of the following ways: (i) to assist in providing you services you have requested, including, without limitation, facilitating loans or other financial transactions between lenders and borrowers; (ii) to personalize your experience; (iii) to improve the Platform; (iv) to improve customer service; (v) to administer other site features; (vi) to send periodic emails regarding information and updates related to the Platform; and (vii) for any other purpose in compliance with law.
The Company implements a variety of security measures to maintain the safety of your Identifying Information. The Company maintains physical, electronic, and procedural safeguards to protect information that the Company collects about you, and incorporate commercially reasonable safeguards to help protect and secure your Identifying Information. However, no data transmission over the internet, wireless transmission or electronic storage of information can be guaranteed to be 100% secure. Please note that the Company cannot ensure the security of any information you transmit to us, and you use the Platform and provide us with your information at your own risk.
The safety and security of your Identifying Information also depends on you. Where the Company has given you (or where you have chosen) a password for access to certain parts of the Platform, you are responsible for keeping this password confidential. The Company asks you not to share your password with anyone.
The Company does not sell, trade, or otherwise transfer to outside parties your personally identifiable information other than as set forth in this policy. The aforementioned restriction does not include trusted third parties who assist us in operating our websites, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. The Company may also release your information when the Company believes release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Administrative and Legal Reasons. The Company may access, use, preserve, transfer and disclose your information, including, without limitation Identifying Information: (i) to satisfy any applicable law, regulation, subpoenas, governmental requests or legal process if in our good faith opinion such is required or permitted by law; (ii) enforce or administer our agreements with users, such as this Policy, including investigation of potential violations thereof; (iii) to protect the safety, rights, property or security of the Platform or any third party; and/or (iv) to detect, prevent or otherwise address fraud, security or technical issues. Further, the Company may use IP addresses or other Device Identifiers, to identify users, and may do so in cooperation with third parties such as copyright owners, internet service providers, wireless service providers and/or law enforcement agencies, including disclosing such information to third parties, all in our discretion. Such disclosures may be carried out without notice to you.
Business Transfer. The Company reserves the right to disclose and transfer all such personally identifiable information: (i) to a subsequent owner or operator of the Platform or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of assets or other corporate change.
Occasionally, at its discretion, the Company may include or offer third party products or services on our Platform. Such third party sites have separate and independent privacy policies. The Company therefore has no responsibility or liability for the content and activities of these linked sites. Nonetheless, the Company seeks to protect the integrity of the Platform and welcome any feedback about these sites.
The Platform is operated in the United States. If you are located anywhere outside of the United States, please be aware that information the Company collects, including Identifying Information, will be transferred to, processed and stored in the United States. The data protection laws in the United States may differ from those of the country in which you are located, and your Identifying Information may be subject to access requests from governments, courts, or law enforcement in the United States according to laws of the United States. By using the Platform or providing the Company with any information, you consent to this transfer, processing and storage of your information in the United States.
If you desire access to your own Identifying Information, to correct existing Identifying Information, or to remove your Identifying Information, please contact the Company using the contact information provided below. If you request removal of Identifying Information, you acknowledge that residual Identifying Information may continue to reside in the Company’s records and archives, but the Company will not use that information for a commercial purpose.
The Platform is not intended for anyone under eighteen (18) years of age. Company is in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act) and as such the Company does not collect any information from anyone under 13 years of age. The Platform and the Company’s products are all directed to people who are at least eighteen (18) years of age or older.
The Company reserves the right to change this Policy at any time without notice to you. Any changes will be effective immediately upon the posting of the revised Policy. The Company will promptly post any policy changes to this page. The Company may provide you additional forms of notice of modifications or updates as appropriate under the circumstances. Your continued use of the Platform after any modification to this Policy will constitute your acceptance of such modification.Last update: Dec 10, 2017